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Life Insurance Protect Your Loved Ones, Secure Their Future

Life is full of uncertainties, but securing the future of your loved ones shouldn’t be one of them. Life insurance provides peace of mind by ensuring that your family is financially protected in the event of your untimely death. At Insurancelelo, we help you navigate life insurance options that give you the assurance your family will be cared for when they need it most.

Key Features of Life Insurance

Death Benefit: The sum of money paid to your beneficiaries upon your death, offering them financial security. Premium Payment Flexibility: Depending on the type of policy, you can choose between regular, fixed premiums or flexible premiums to suit your financial situation. Cash Value Accumulation (Permanent Policies): Certain life insurance policies allow for the accumulation of cash value, which can be accessed during your lifetime for loans or other financial needs.

How our Life insurance works?

Secure your family’s tomorrow with a hassle-free, comprehensive life insurance plan.

1

Individual Health Insurance

Designed for a single person, this policy covers medical expenses, hospital stays, and treatments for the policyholder. It’s ideal for those who need personalized coverage and protection against rising healthcare costs.

2

Family Floater Health Insurance

This plan covers the entire family under a single policy. It provides a shared sum insured, meaning the medical expenses of all family members are covered within the specified limit, making it a cost-effective option.

3

Group Health Insurance

Typically offered by employers, group health insurance covers a group of people under a single policy. Employees benefit from affordable premiums and comprehensive coverage, often with added benefits like maternity coverage and wellness programs.

4

Critical Illness Insurance

This type of policy provides a lump-sum payment if you arediagnosed with a critical illness such as cancer, heart disease, or stroke.

Factors That AffectInsurance Cost

Life insurance premiums are influenced by factors like age, health, lifestyle habits, policy type, and coverage amount, determining the overall cost.

  • Life Insurance Age

    Younger individuals typically pay lower premiums

  • Health

    Better health leads to lower insurance costs.

  • Lifestyle

    Risky habits like smoking increase premiums.

  • Coverage Amount

    Higher coverage leads to higher premiums.

  • Policy Term

    Longer terms usually cost more.

  • Occupation

    High-risk jobs can raise your insurance costs.

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